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The Credit Bureau has been established under the name of the Egyptian Credit Bureau "Estealam". The first general assembly meeting was held on September 5th, 2005 and followed directly by a board of directors meeting who elected Mr.Mohammed Refaat Al Houshy the general director of strategic planning of the Commercial International Bank for the management of the project because of his outstanding experience in this area, subsequently Mr.Mohammed Refaat Al Houshy was appointed as the Managing Director of the company.

25 banks in addition to the Social Fund for Development contributed in the company.