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Credit Report

The Credit Bureau has been established under the name of the Egyptian Credit Bureau "Estealam". The first general assembly meeting was held on September 5th, 2005 and followed directly by a board of directors meeting who elected Mr.Mohammed Refaat Al Houshy the general director of strategic planning of the Commercial International Bank for the management of the project because of his outstanding experience in this area, subsequently Mr.Mohammed Refaat Al Houshy was appointed as the Managing Director of the company.

25 banks in addition to the Social Fund for Development contributed in the company, with an issued capital of 30 million Egyptian pounds distributed to seven million and five hundred thousand shares, the value of each share of four pounds (all the shares in cash).The founders and subscribers have paid the 25% of the nominal value of the shares upon subscription and completed the paid up capital in February 2007.

The purpose of the company is to provide information services and credit classification.
It includes work in the following areas: