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Terms & Conditions

TERMS AND CONDITIONS APPLICABLE TO THE WEB-SITE

VISITORS AND USERS OF THIS WEB SITE ARE BOUND BY THE FOLLOWING TERMS AND CONDITIONS ("TERMS") SO PLEASE READ THESE CAREFULLY BEFORE CONTINUING TO USE THIS SITE. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, PLEASE DO NOT USE THIS SITE OR AVAIL OF ANY OF THE SERVICES PROVIDED ON THIS SITE.

A. Disclaimer of Warranties, Inaccuracies or Errors
This website ("the Site") and all information and material contained therein (including in each of the web-pages) is provided by Egyptian Credit Bureau S.A.E. ("I-Score") on an "as is" and "as available" basis.

All credit information contained on the Site or accessed through the Site has been provided by / obtained through third party sources, which are not controlled by I-Score in any manner. I-Score has only been involved in the collection and presentation of such credit information by the third parties and I-Score has not verified the accuracy, completeness and veracity of such credit information. Furthermore, any ideas, views and / or information provided gained from this Site or as a direct result of its use does not reflect or represent the views of I-Score or its directors or employees.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, I-SCORE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED IN RESPECT OF ANY OF THE INFORMATION, CONTENT, MATERIAL PRODUCTS AND SERVICES INCLUDED ON THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS OR OTHER VIOLATIONS OF RIGHTS. I-SCORE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE INFORMATION, CONTENT, PRODUCTS AND MATERIALS ON THIS SITE OR ANY SITES LINKED TO THIS SITE.

Without prejudice to the above I-Score makes no warranty that;

  • the information, products and services available on the Site shall meet any particular requirement;
  • the services provided on the Site shall be uninterrupted, timely, secure, or error-free;
  • the results that may be obtained from the use of the services shall be accurate or reliable;
  • the quality of any products, services, information, or other material purchased or obtained by site-users through the service shall meet their expectations;
  • any errors in the software shall be corrected; and
  • The information provided on the Site shall be correct and accurate.

I-Score will not be held liable for any damages of any kind arising from the use of this Site, including, but not limited to direct, indirect, incidental, punitive, special, consequential and exemplary damages including but not limited to, damages for loss of profits, goodwill, use, data or other losses, costs, expenses, claims, proceedings, actions wherever and whenever occurring (even if I-Score has been advised of the possibility of the same), directly or indirectly resulting from:

  • the incorrectness and / or inaccuracy of the information available on or through the Site;
  • any action taken, proceeding initiated, transaction entered into on the basis of the information, products or services offered on / accessed through the Site;
  • unauthorized access to and / or alteration of the information contained on the Site or available through the Site including any virus attack (including trojans, variants and worms) or other modification by virtue of hacking or otherwise or any loss caused by the download of the information;
  • statements or conduct of any third party about the information, products or services offered on / accessed through the Site; or
  • any other matter relating to the information products or services offered on / accessed through the Site.

Any material downloaded or otherwise obtained through the use of the Site is done at the site-user's own discretion and risk and that the site-user will be solely responsible for any damage to his / her computer system or loss of data that results from the download of any such material.

No advice or information, whether oral or written, obtained by any site-user from I-Score or through or from the services shall create any warranty not expressly stated in the terms of use or any other document that binds I-Score.

B. Copyrights
None of the material contained in this Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written consent of I-Score. All Members who have entered into agreements with I-Score and other regulations of I-Score shall be permitted to make such downloads as are permitted by such regulations. All copyright and other intellectual property rights in this material is owned by I-Score or have been licensed for use to I-Score by the owners of the rights.

C. Trademarks
The trademarks, service marks, tradenames and logos (collectively "Trademarks") used and displayed on this Site are registered Trademarks of I-Score. Nothing on this Site shall be construed as granting, by implication, estoppel or otherwise any license or right to use any Trademark displayed on the Site without the prior written consent of the Trademark owner. I-Score prohibits use of any I-Score logo and Trademark even while creating links on any sites, unless the establishment of such link is approved in advance by I-Score in writing.

D. Other Terms and Conditions

1. CERTAIN RESTRICTED AREAS
Certain sections of the Site are accessible only by Members. Non-Members should contact I-Score in the event they require access to such portions of the Site. Such access would be permitted subject to law permitting the same and subject to acceptance of the terms and conditions stipulated by I-Score in this regard from time to time.

2. LINKS
The Site may provide links to other World Wide Web sites or resources. Because I-Score has no control over such sites and resources, all site-users acknowledge and agree that I-Score is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.

3. FORCE MAJEURE
Under no circumstances shall I-Score be liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, flood, storms, explosions, acts of God, war, earthquake, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning. Force Majeure shall also include the suspension of any services due to any maintenance work.

4. APPLICABLE LAW AND JURISDICTION
These terms and conditions are governed by and to be interpreted in accordance with the laws of Egypt, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these terms and conditions or any dispute arising in relation to the web site whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located at Cairo, Egypt for the resolution of all such disputes. Provided that in the event the disputes relate to between a member and I-Score, whether arising out of these presents of arising out of the Membership Agreement and other regulations they would be subject to the Membership Agreement and other regulations and shall be referred to arbitration in accordance with the Membership Agreement and other regulations.

5. MODIFICATION OF TERMS
The terms and conditions relating to the use of this Site may be modified by I-Score at its sole discretion from time to time. By continuous use of the Site you would be accepting all such modifications.

6. PRIVACY POLICY
I-Score would not be collecting any personal information of the visitors to the Site unless they would be accessing the Member section of the Site.